Do Not Let Insurance Companies Take Advantage Of You

Most people simply are not prepared for the tactics that insurance companies use to delay, deny or underpay a claim.

In fact, reports by the Insurance Research Council in 1999 and 2014 indicate that auto accident victims who are represented by attorneys receive, on average, three or more times the amount of money that victims without attorney representation receive. That information alone tells you that insurance companies will take advantage of unrepresented victims any time they can.

What are the most common mistakes made by injury victims who settle their claims without a lawyer?

  • They settle too soon. Insurance companies often rush to approach victims with a quick settlement offer, knowing full well that their injuries may turn out to be more serious than they think. However, once that settlement is accepted, it is too late to renegotiate.
  • They do not know how much compensation is fair for their situation. In order to determine a fair amount, you have to know what losses or expenses you can claim, how much to value your pain and suffering, how to calculate any future losses you may experience and whom to hold responsible. Unless you are familiar with what is normal for an insurance claim like yours, it is hard to know where to start.
  • They do not know how to document their case. Evidence is the heart and soul of a car accident claim, motorcycle claim or pedestrian claim. You need to collect all your medical records, the accident records, evidence of your lost wages and more. If you accept a settlement that does not include any of those things, you lose the ability to collect forever.
  • They do not know what to do if the insurance company refuses to settle. If an insurance company drags its heels or outright refuses to settle, most people do not know what to do next. They do not have the experience and ability to begin the complicated process of collecting interrogatories and depositions to move the claim along and assert their rights.

Call Westrup & Associates at 877-258-2934 or contact us online to schedule your free initial consultation. Located in Long Beach, California, we know how to protect you from the aggressive tactics insurance companies use to deprive victims of fair compensation for their injuries.